Protect your Clients and Reduce Liability with Renters Insurance

Invite renters to purchase Renters Insurance, which is generally inexpensive and provides critical protection for landlords and tenants.

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Renters Insurance with RentSpree + Sure

Here's how our partnership with Sure streamlines the Renters Insurance process

Renters Insurance Policy Tracking

Notifying Your Tenants

Through RentSpree, CAR members can notify tenants of their renters insurance requirement.

Purchasing Renters Insurance

Purchasing Renters Insurance

Tenants can obtain a quote and purchase renters insurance directly through the RentSpree system through our partnership with Sure.

Tracking the policy

Tracking The Policy

Landlords can track the status of their tenant's renters insurance policy directly from the RentSpree dashboard.

Coverage Details

Here's what's covered with a policy from Sure.

Personal Property

No matter where in the world, tenants are covered if personal belongings are damaged.

Personal Liability

In the event of bodily injury or damage to someone else’s property for which the tenant is legally liable, there is protection with no deductible for coverage.

Sewage or Drain Backup

Coverage for personal property damaged as the result of a water backup of sewers or drains.

Loss of Use

In the event that the property becomes unlivable, costs relating to housing and increased living expenses will be covered.

Replacement Costs

If personal property is damaged by a covered peril, Sure will pay to replace the item without deduction for depreciation since it was purchased.

Identity Fraud

Identity Fraud Expense Coverage is an endorsement to the Renters Insurance Program that helps cover the cost and time it takes to restore an identity.


Frequently Asked Questions (FAQ)

Although not required by state law, a standard renters insurance policy is the only way your tenants can protect their belongings, because your landlord’s insurance won’t cover their personal property. It can also protect tenants from having to pay out of pocket for other common incidents like water backup damage and certain natural disasters – which helps you protect your investment.

Rental insurance for an investment property will vary, but policies will generally cover the dwelling or structure of your property, contents of the property belonging to the landlord, liability coverage and loss of rental income. Much of its coverage is similar to that of homeowners insurance, though it has unique features that homeowners insurance lacks and which account for the added risk of having tenants on your property.

The short answer is 'no'. Landlord insurance covers the property that is used to service the rental property, while renters insurance covers the property owned by the tenant.

There are two clear differences here.

For landlords, rental insurance protects the property owner against damages not caused by the tenant.

And for the tenant, it typically covers the replacement cost of damaged items that belong to you, the tenant. If your apartment is damaged by natural causes or if your unit is burglarized, you can claim reimbursement on the actual cash value of the items damaged or stolen.

We'll keep it short and sweet. Renters Insurance is usually an inexpensive way to protect a tenant's personal belongings against things that are outside their control.

Content and associated insurance products are provided by Sure HIIS Insurance Services, LLC (“Sure”), a licensed seller of insurance. The above does not in any way constitute an endorsement or referral by RentSpree of Sure’s products or services.